Terms & Conditions

1. Acceptance of Terms

By using the Kovai MoneyFund website or any associated digital services, you confirm that you have read, understood, and agreed to be bound by these Terms & Conditions. If you do not agree, please do not use our website or services.

2. About Kovai MoneyFund

Kovai MoneyFund provides financial-related services such as consultancy, guidance, and digital financial resources. We are not a bank or NBFC, and we do not directly provide loans. All financial offerings are managed through authorized banking or lending partners.

Our role is to offer financial guidance, application support, documentation consultation, and customer assistance. All approvals, interest rates, and eligibility decisions are strictly subject to our partners’ internal policies.

3. Eligibility

To use our services, you must:
• Be at least 18 years old
• Provide accurate, complete, and verifiable information
• Not engage in fraudulent or unlawful activity

We reserve the right to decline service if any information is found to be incorrect or misleading.

4. Service Usage

You agree not to misuse our services. Prohibited activities include:
• Submitting false documents
• Attempting unauthorized access
• Using the platform for illegal financial activities
• Violating any applicable laws or regulations

Any misuse may result in immediate termination of service and legal action if required.

5. Information Accuracy

While we strive to provide accurate and updated financial information, Kovai MoneyFund does not guarantee the completeness, accuracy, or reliability of any data, interest rates, eligibility criteria, or loan-related content. All decisions should be verified with the respective banking or lending partner.

6. Third-Party Links & Partners

Our website may contain links to third-party platforms for loan applications, payment gateways, or verification systems. We are not responsible for:
• The content of third-party sites
• Their privacy practices
• Their legal terms

Users should review the respective third-party policies before proceeding.

7. Personal Data & Privacy

All personal information shared with Kovai MoneyFund is handled under our Privacy Policy. By using our website, you consent to the collection and use of your information as outlined in that policy.

We do not sell or misuse user data. Data may be shared only with authorized lending partners strictly for service processing.

8. No Financial Liability

Kovai MoneyFund is not responsible for:
• Loan approval or rejection
• Interest rates or repayment terms
• Processing delays by lenders
• Credit score impact due to loan activity

All financial decisions and consequences lie between the user and the respective financial institution.

9. Intellectual Property

All website content, logos, text, graphics, images, and designs related to Kovai MoneyFund are owned by the company and protected under copyright laws. Unauthorized use, reproduction, or distribution of any material is strictly prohibited.

10. Modification of Terms

We reserve the right to modify or update these Terms & Conditions at any time. Changes will be posted on this page with an updated “Last Updated” date. Continued use of our website indicates acceptance of the revised terms.

11. Limitation of Liability

Kovai MoneyFund is not liable for:
• Errors or technical issues on the website
• Losses arising from financial decisions made using our platform
• Any direct, indirect, incidental, or consequential damages

Users access and use the platform at their own risk.

12. Termination of Services

We may suspend or terminate access to our services at any time due to:
• Policy violations
• Suspected fraud
• Misuse of services
• Legal requirements

13. Contact Information

For any concerns regarding these Terms & Conditions, you may contact us at:

📩 Email: support@kovaimoneyfund.in
📞 Phone: +91 74487 58500